As healthcare costs continue to rise, one of the most pressing concerns for aging individuals and their families is how to pay for long-term care without depleting a lifetime of savings. Nursing home care in the U.S. can cost upwards of $100,000 per year, and...
Illinois Medicaid 5-Year Look-Back Rule (And How to Avoid Penalties) If you’re planning for long-term care in Illinois, understanding the Medicaid 5-year look-back period is essential. Mistakes or missteps can cost families thousands — delaying or disqualifying coverage when it’s needed most. In this comprehensive guide,...
One of the most common concerns we hear from families is the fear of losing their home to Medicaid expenses, particularly the costs associated with nursing homes and long-term care. A frequently asked question is whether placing your home in a trust can safeguard it...